Terms and Conditions

1. Our Services

Gibraltar Corporate Partners (“GCP”, “we”, “us” or “our”) specialises exclusively in the formation and ongoing administration of Gibraltar companies.

GCP acts as an intermediary and administrative coordinator, working with established, appropriately authorised Gibraltar corporate service providers responsible for incorporation, registered office facilities, company secretarial services, statutory filings and continuing company administration.

Our services include coordinating company formation, preparing and processing applications, arranging professional services, facilitating banking introductions and liaising with the relevant Gibraltar professionals. GCP does not provide regulated legal, tax, financial or investment advice. Our engagement is limited to the corporate services expressly agreed with the client.

2. Acceptance of Terms

By instructing GCP to proceed, submitting an application or paying our invoice following receipt of these Terms & Conditions, the client confirms acceptance of the terms governing the engagement.

The engagement commences when GCP accepts the client’s instructions and begins arranging or undertaking the services requested.

The client acknowledges that work may commence immediately upon acceptance of instructions and that professional fees and third-party commitments may arise before incorporation is completed.

3. Fees and Payment

All formation and administration fees are payable in advance unless expressly agreed otherwise in writing.

Formation fees cover the professional and administrative services associated with establishing a Gibraltar company, including application preparation, compliance coordination, engagement of Gibraltar service providers, incorporation arrangements and related administration.

Upon commencement of the engagement, GCP may allocate, distribute or commit fees to its Gibraltar service providers. Fees are paid for professional services and the incorporation process. They are not held in escrow pending the client’s subsequent commercial decisions or the eventual commencement of trading.

4. Cancellation, Withdrawal and Non-Refundable Fees

All formation fees become non-refundable once GCP or its appointed Gibraltar service providers have commenced work, incurred expenditure or committed funds in connection with the engagement. This applies irrespective of whether incorporation is subsequently completed.

Where a client changes their mind, delays or abandons the application, fails to provide the required information or documentation, reconsiders their proposed business structure, seeks additional professional advice or otherwise elects not to proceed, no refund shall be payable in respect of fees already earned, incurred, distributed or committed.

The same provisions apply where an application cannot proceed because of incomplete or inaccurate information, failure to satisfy compliance requirements or refusal by an independent Gibraltar corporate service provider.

The client expressly acknowledges that incorporation involves professional services, administrative work and financial commitments undertaken in advance of the company’s formal registration.

A client’s decision not to complete the incorporation process does not cancel the original engagement, reverse work already undertaken or create any entitlement to a refund. These provisions form an express condition of engagement and apply from the commencement of services.

5. Client Responsibilities

The client is responsible for providing complete, accurate and timely information concerning the proposed company, its intended activities, countries of operation, directors, shareholders and beneficial owners.

All identification documents, due diligence information and Know Your Customer documentation requested by GCP or its Gibraltar service providers must be supplied promptly.

The client must disclose any criminal, regulatory, financial or other material circumstances relevant to compliance assessment, including previous convictions, regulatory investigations, director disqualification, allegations of financial misconduct or adverse publicity.

The client must notify GCP promptly of any material change in the information originally supplied. Failure to provide the required information, or the discovery of inaccurate, misleading or undisclosed material information, may result in suspension or termination of the engagement without entitlement to reimbursement of fees already earned, incurred or committed.

6. Delays and Incomplete Applications

GCP and its Gibraltar service providers are not obliged to maintain incomplete applications indefinitely.

Where a client fails to provide outstanding information or documentation, GCP may suspend the incorporation process pending receipt of the required material. If an application remains incomplete for 30 days following a written request for outstanding information, GCP may issue a final written notice requiring completion within a further 14 days. Failure to comply with that notice may result in the application being closed and the engagement terminated.

Closure of an incomplete application does not create an entitlement to repayment of fees already earned, incurred, distributed or committed. Any subsequent request to reinstate or recommence the application may be treated as a new engagement and may incur additional professional and administrative fees.

7. Corporate Structure and Commercial Decisions

GCP’s responsibility is to coordinate the establishment and administration of the Gibraltar company in accordance with the agreed instructions.

Decisions concerning the company’s subsequent commercial activities, trading arrangements, ownership, acquisition of existing businesses, establishment of holding company structures or relationships with other companies remain the responsibility of the client.

Unless expressly agreed otherwise in writing, GCP’s formation services do not include the design or implementation of wider corporate restructuring arrangements. The client acknowledges that the establishment of a Gibraltar company and the subsequent determination of how best to utilise that company are separate commercial considerations.

A subsequent decision to reconsider, amend or postpone the intended use or ownership of the company does not invalidate the original instruction to proceed with incorporation or create an entitlement to a refund.

8. Independent Professional Advice

Clients remain free to obtain independent legal, tax, accounting or other professional advice concerning their individual circumstances and proposed business arrangements.

The decision to seek additional advice after instructing GCP does not automatically suspend, cancel or invalidate the existing engagement. GCP accepts no responsibility for the fees, conclusions or recommendations of independently appointed advisers.

Any additional professional services requested by the client are outside the original engagement unless expressly agreed otherwise in writing.

9. Compliance and Regulatory Requirements

All applications are subject to the compliance, due diligence, anti-money laundering and regulatory requirements applicable in Gibraltar.

GCP and its appointed Gibraltar service providers undertake independent screening and verification of prospective clients, directors, shareholders, beneficial owners and other relevant connected parties. Such enquiries may include identity verification, sanctions screening, regulatory checks, director disqualification searches, adverse media enquiries and other investigations considered necessary.

GCP and its Gibraltar service providers reserve the right to decline, suspend or terminate an application where compliance requirements are not satisfied, material information has been withheld or circumstances arise which present unacceptable regulatory, legal, integrity or reputational concerns.

Acceptance of an application by GCP does not guarantee acceptance by an independent Gibraltar corporate service provider, bank, payment institution or other regulated organisation. Any decision by an independent provider to decline or discontinue an engagement remains outside GCP’s control.

Fees already earned, incurred, distributed or committed remain non-refundable in accordance with Clause 4.

10. Third-Party Service Providers

GCP coordinates services provided by independent Gibraltar corporate service providers, professional advisers, banks, payment institutions and other organisations.

These organisations retain responsibility for their own regulatory obligations, compliance decisions and acceptance criteria. GCP cannot compel an independent service provider to accept an application, establish a company, approve a banking facility or maintain an ongoing professional relationship.

GCP shall not be responsible for delays, refusals or decisions made by independent third parties outside its reasonable control.

11. Annual Administration and Renewals

Annual administration fees are payable in advance and cover the agreed continuing corporate services, including registered office facilities, company secretarial services, annual returns and other statutory administration.

The client is responsible for ensuring that all renewal fees are paid when due. Failure to settle renewal fees may result in suspension or withdrawal of services and may expose the company to statutory penalties or other consequences.

Annual fees already earned, incurred or committed in respect of services provided or arranged are non-refundable.

12. Confidentiality and Information

GCP treats client information as confidential and maintains appropriate safeguards concerning its handling and disclosure.

Information may be shared with appointed Gibraltar service providers, professional advisers, banks, payment institutions and relevant authorities where necessary for incorporation, administration, compliance or statutory purposes.

GCP and its service providers may disclose information where required by law, court order or regulatory obligation.

13. Termination

Either party may terminate the engagement by written notice.

GCP reserves the right to suspend or terminate an engagement where the client fails to provide required information, does not satisfy compliance requirements, supplies inaccurate or misleading information or otherwise prevents the agreed services from being completed.

Termination does not reverse professional work already undertaken or financial commitments already made.

Fees earned, incurred, distributed or committed before termination remain non-refundable in accordance with Clause 4.

Where a company has already been incorporated and its Gibraltar corporate service provider subsequently withdraws, responsibility for appointing an alternative provider and maintaining the company in good standing rests with the company and its directors. GCP is not obliged to arrange replacement services following termination.

14. Limitation of Liability

GCP shall not be liable for losses, costs, penalties or commercial consequences arising from inaccurate or incomplete information supplied by the client, failure to disclose material circumstances, decisions made by the client, or actions and decisions of independent third-party providers outside GCP’s reasonable control.

GCP accepts no responsibility for the client’s commercial decisions, subsequent use of the company or taxation and regulatory obligations arising from its activities in other jurisdictions.

To the fullest extent permitted by law, GCP shall not be liable for indirect or consequential losses, loss of anticipated profits or loss of commercial opportunities arising from the engagement.

Nothing in these terms excludes liability that cannot lawfully be excluded.

15. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of Gibraltar. Any dispute arising from the engagement shall be subject to the jurisdiction of the courts of Gibraltar, subject to any mandatory legal provisions governing jurisdiction.

16. Client Acknowledgement

By instructing GCP and paying the applicable formation fees, the client expressly acknowledges and agrees that GCP is engaged to coordinate the establishment and administration of a Gibraltar company through its appointed Gibraltar service providers.

The client understands that professional work, administrative procedures, compliance checks and financial commitments may commence immediately upon acceptance of instructions. The client accepts responsibility for supplying all information and documentation required to complete the incorporation process.

The client further acknowledges that subsequent changes to their commercial plans, reconsideration of their proposed company structure, delays, withdrawal of instructions or failure to complete the application do not invalidate the original engagement.

Formation fees earned, incurred, distributed or committed following commencement of the engagement are non-refundable, irrespective of whether the client ultimately completes the incorporation process.

These Terms & Conditions constitute the agreement governing the services provided by Gibraltar Corporate Partners (GCP).